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Articles Posted in Chapter 13 Cram Down

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What does it mean to “cram down” a debt in a Chapter 13?

First you should understand that when we talk about “cramming down” a debt, it is referring to a secured debt (such as debts for vehicles, furniture, household goods and appliances).  Referring to a debt as secured means there is some type of collateral attached, which you would lose if you…

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