The bankruptcy code does not require that you reaffirm, or sign an agreement to continue to be personally responsible for the payments on your mortgage. As long as you continue to pay the house notes they cannot foreclose. However, most mortgage companies will not report your payments to the credit…
TransUnion, Equifax and Experian are the three credit bureaus that everyone is familiar with. Did you know that there are also credit bureaus for checks? If you bounced a check or used an overdraft on your checking account, you are in their database. All of the major banks regularly report…
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