If you are being sued by a creditor and you don’t show up for court, the debt collector wins, right or wrong – they win and get a judgment against you. With a judgment the debt collector has the power to garnish your wages or seize your bank account, or any bank account with your name on it.
Don not ignore a summons or copy of a lawsuit if you are served with one. Contact a lawyer early on to find out what your options are. Knowing what steps to take and having the information to decide what is best for you is the most important thing to know. Dealing with any legal action can be overwhelming. It is crucial to speak with a lawyer regarding the options that exist for you.