If your tax refund has already been taken you need to request an Offset Refund.
If you think your tax refund may be been taken in the future, you need to request an Offset Refund to protect your tax refund from being taken.
You can request an refund whether your tax refund has been taken from you or not. There is no time limit to make the request, but you should move as soon as you can to protect your IRS Tax Refund.
There are numerous situations that qualify for you to protect your tax refund and/or in which you can get your tax refund back . For example:
- You are disabled
- You have agreed to a repayment agreement with the Department of Education
- You filed for bankruptcy and the bankruptcy case is still open
- You have already paid the loan
- There is an incorrect Social Security number attached to the loan or it is someone else’s loan
- The loan isn’t collectible or enforceable against you
If one of these examples applies to you, you will need to fill out a student loan tax offset hardship refund form and provide proof of your hardship. For more information, you can contact the Treasury Offset Program at 800-304-3107.