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Will I Lose My Car Or Truck If I File Bankruptcy?


Bankruptcy laws are designed to give you a fresh start without having to start all over again with nothing.  As part of your new lease on life you get to keep a certain amount of property for you and your family. This property is called “exempt property.”

The Mississippi exemptions available for motor vehicles provide up to $10,000 worth of equity in one or more vehicles.  Since many  vehicles are worth less then the amount that is owed on them it is not usually necessary to use any of your exemptions for a vehicle.

An individual that is seventy years of age or older is entitled to an additional $50,000 exemption that can be applied to motor vehicles or any other property.  There are many other generous Mississippi exemptions available to protect and allow you to keep other types of property.

If you have questions about bankruptcy in Mississippi, or are considering filing bankruptcy, give me a call at 601.948.1600.

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