COVID-19 Update: We are open! However for your safety and ours during this time, we have suspended all in-office appointments. We will be consulting and handling all business via phone, email, and/or video conference. The courts have also suspended in-person hearings and will be handling everything telephonically. If you need us, whether as a new client or a current client with questions and concerns, please call or email us now. We are here to help you through this difficult time any way that we possibly can.

Will I Lose My House If I File Bankruptcy?


Bankruptcy laws are designed to give you a fresh start without having to start all over again with nothing. As part of your new lease on life you get to keep a certain amount of property for you and your family. This property is called “exempt property.”  The Mississippi exemptions available to homeowner residents are usually sufficient to protect your residence.

They allow an individual or couple to retain a homestead consisting of up to 160 acres of land and $75,000 worth of equity in that property. An individual that is seventy years of age or older is entitled to an additional $50,000 exemption that can be applied to the homestead or any other property. There are many other generous Mississippi exemptions available to protect and allow you to keep other types of property.

Mississippi residents that are interested in exploring bankruptcy and non-bankruptcy options can contact me for a free consultation at 601.948.1600.

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