COVID-19 Update: We are open! For your safety and convenience, we can conduct all consultations and meetings over the phone and documents can be provided to us through email or fax. We are happy to provide in-person appointments upon request. The courts have suspended in-person hearings and have been handling everything telephonically, so there are no court hearings you will need to attend in person. Please call or email us now. We are here to help you through this difficult time any way that we can - in the most convenient way possible.

Articles Tagged with Ch13

If you are in a chapter 13 bankruptcy and are paying for an older vehicle, sometimes the vehicle (or one of them) that you are paying for just isn’t worth keeping anymore. It may have completely stopped running or require repairs to continue running that are more expensive than the vehicle is even worth.  You have options.  You may be able to drop it from your bankruptcy case, lower your bankruptcy payment, and walk away from the vehicle that is no longer worth keeping.

1. Send me an emcar-died-300x158ail or fax telling me you want to surrender the vehicle and drop it from the chapter 13 plan, and tell me which vehicle.

2. I will file a motion with the court to modify your plan and to remove the vehicle from your plan and reduce the monthly payment. This will take thirty days (30) from the date the motion is filed.

A Chapter 13 bankruptcy will work wonders on your debts and help to place you in control of the creditors.  Chapter 13’s help manage your debt obligations for a period of 3-5 yrs by a repayment plan.  You work with your bankruptcy attorney to submit a plan on restructuring your debt; making it easier for you to pay.  In addition, the Chapter 13 Plan addresses whether or not you pay anything towards unsecured debts.  Depending on your situation and desire, you could pay anywhere from 0% to 100%. Debts and bills overpowering you are now under control and reduced to an affordable amount.  This is an option available to you that offers a lot of benefits and puts you in the driver’s seat.

There are many benefits and advantages of filing a Chapter 13 in MS. Here are a few:

  1. If you have become behind on your mortgage payments, you can get caught up on the missed payments and stop the foreclosure.
Contact Information