The end of the year is a time when we start thinking about how the past year has gone, what went wrong, what went right, and what changes we need to make to ensure things are better in the new year. When you are looking at your financial situation, it’s good to pull a credit report to double check what’s being reported to ensure it is accurate information. As a part of the Federal Fair and Accurate Credit Transactions (FACT) Act, every US resident is eligible to receive one FREE credit report every 12 months from each of the nationwide credit reporting companies.
To learn more about this visit the FACT Act Central Site located at annualcreditreport.com. Any other site offering you a free credit report is a scam or a selling tool to get you hooked into monthly fees. Do not contact the three nationwide credit reporting agencies for your free reports. They are only providing them through the following three methods:
- Order online at annualcreditreport.com